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Franklin Bank & Trust Company offers a wide variety of mortgage products to meet your needs at every stage of your life.

CONVENTIONAL FIXED RATE LOANS
FHA FIXED RATE LOANS
100% VETERANS ADMINISTRATION (VA) LOANS
USDA LOAN FOR RURAL HOUSING
JUMBO LOAN
CONSTRUCTION
HOME EQUITY LINE OF CREDIT
SECOND MORTGAGE
HOME IMPROVEMENT LOAN
INVESTMENT PROPERTY LOANS
BRIDGE LOAN
ADJUSTABLE RATE MORTGAGE (ARM)
SECOND/VACATION HOME LOANS
LOANS FOR SELF EMPLOYED BORROWERS

CONVENTIONAL FIXED RATE LOANS Conventional loans are fixed rates with a minimum down payment of the purchase price. Conventional loans are used to refinance your property for cashout or to lower your interest rate or change your term. Maximum Amount: $548,250

FHA FIXED RATE LOANS FHA loans allows borrowers to purchase or refinance. Purchasing a home with an FHA loan allows the borrower to have less of a down payment then a conventional loan. Maximum Amount: $356,362

100% VETERANS ADMINISTRATION (VA) LOANS A VA-guaranteed loan can be used to buy a home, either existing or pre-construction, as a primary residence with no downpayment or you can refinance an existing loan. Maximum Amount: $548,250

USDA LOAN FOR RURAL HOUSING USDA Loan allows borrowers to purchase rural property with little or no downpayment.

JUMBO LOAN Jumbo loans are conventional loans over $548,250.00.

CONSTRUCTION Construction loans are interest only.

HOME EQUITY LINE OF CREDIT Use the equity in your home to consolidate debt or to renovate your home. Please review the HELOC Brochure located under the "Resources-Link" tab for an informational brochure that helps borrowers become familiar with the features of a HELOC product. HELOC Disclosure

SECOND MORTGAGE Second mortgage loans to meet your financial needs.

HOME IMPROVEMENT LOAN Home Improvement Loans turn your house into an even happier home. A home improvement loan lets you secure funds for major renovations or minor household upgrades.

INVESTMENT PROPERTY LOANS Borrowers can purchase investment property with various rate options.

BRIDGE LOAN A bridge loan allows borrowers to use existing equity in their home to purchase a new home.

ADJUSTABLE RATE MORTGAGE (ARM) Borrowers that do not qualify for traditional financing may qualify for an ARM loan to suit your financial needs. Rates can change after consumption. 5/1 Arm Disclosure

SECOND/VACATION HOME LOANS We provide financing for second homes to meet your financial needs.

LOANS FOR SELF EMPLOYED BORROWERS We provide financing for self employed borrowers with a minimum of 2 years tax returns and able to meet loan guidelines.